This assessment analyzes the applicant's medical fitness before granting coverage and assists the insurer in determining whether the person qualifies for the policy.

It is also important in determining the necessary premium.

The number of pre-insurance medical tests required is determined by two factors: the individual's age and insurance coverage.

Importance of Pre-Policy Health Checkup:

• It assists insurers in determining plans for health coverage
• It provides you with an update on your health history and may indicate any pre-existing health complications that you are unaware of
• Pre-policy medical test data are essential information to have available when filing a health coverage claim